Lease Purchase Solutions, Ltd.

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Rent 2 Own 
a San Diego Home

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When You "Rent 2 Own", Your Rent Money is Working Toward the Purchase of Your Home

Every month that you pay your rent on or before the 1st day of the month and you take care of all the minor maintenance and repair of the property, a portion of your rent payment (typically $300-$800, depending on the home) is credited towards your down payment or off of the sales price.

Lets assume that the home you are interested in costs $368,000 and you can get a "Zero Down" 6% Interest, 30 year amortization $368,000 loan. Your monthly payment would be $2,206.35. At the end of the first year you would have paid down the loan by $4,519.13. You would owe $363,480.87 on the property.

Rent vs. Buy Calculator

Loan Amortization Calculator

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  Lets assume that you can "Rent 2 Own" this same $368,000 home. Instead of your monthly payment being $2,206.35, your monthly rent payment is $1,497 with a $750 per month rent credit (as long as you pay your rent on time). You will pay $709.35 per month less and you will save $8,512.20 by the end of the year. And at the end of the first year you would only owe $359,000. Instead of only paying down $4,519.13 on your home with conventional financing, by "renting to own" you would have paid down the amount you owe on your home by $9,000.

At the end of the first year you would have paid $8,512.20 less for your home and you would have reduced the amount you owe on your home by $4,480.87 more by "Renting 2 Own" than you would if you were to get a conventional loan. Your equity in your home accumulates much faster when you "Rent 2 Own" than with conventional financing through a bank or lender.




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